HEART of Texas

Homeschool with HEART!
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Fewer than half of high school seniors qualify as financially literate, and more than seven million borrowers are in default on student loans for college. Students are facing tremendous financial challenges without the basic knowledge needed to thrive in today's economy.


We're changing that.

Ramsey Solutions created the Foundations in Personal Finance for Homeschool series to empower students with the knowledge and understanding needed to make wise financial decisions now and for the rest of their lives. Since the launch of Foundations, more than 25,000 homeschool families across the country have used this curriculum to teach teens how to save, avoid debt, budget with intention, spend wisely, and how investing early will help them build wealth.

Foundations in Personal Finance goes beyond practical money basics, equipping homeschool educators with the resources needed to help their students create new financial habits and truly transform the way they approach money altogether. Students learn how to build confidence in their own financial decision-making.

The Foundations in Personal Finance for Homeschool series includes editions for both high school and middle school grade levels. Each edition can be used individually or as a consecutive series to build on the principles taught throughout, and both are designed to be complete and turnkey, saving you time and equipping you with everything needed for a dynamic learning experience.

Visit our site to learn more about the High School and Middle School editions of Foundations in Personal Finance for Homeschool, or contact Nikki Royston at 844.283.9378 or nikki.royston@daveramsey.com.

Foundations in Personal Finance: High School Edition for Homeschool— Grades 9–12 Foundations in Personal Finance: High School Edition for Homeschool is designed as a complete curriculum, providing everything needed to fully equip you to teach the materials. We've included lesson plans, video lessons by Dave Ramsey and his team of experts, 35-plus activities and more!

Foundations in Personal Finance: Middle School Edition for Homeschool— Grades 6–8 With eye-catching design and unique teaching illustrations, Foundations in Personal Finance: Middle School Edition for Homeschool will easily hold the attention of your students. Everything needed to equip you to teach personal finance is provided, including a student text, teacher resources, age-specific activities and more!

HEART of Texas is proud to partner with Ramsey Solutions to offer a discount to home school families:

High School Curriculum Pack - $10 off and $2 off each student text
Middle School Curriculum Pack - $5 off and $2 off each student text

Use coupon code HOMEDISCNR to receive this special pricing on Foundations products at www.daveramsey.com/store